What's New
PRE-PURCHASE COUNSELING
The Center offers one-on-one pre-purchase counseling to assist potential homebuyers through the process of achieving their goal of homeownership. Our pre-purchase counseling services will analyze the client’s credit and budget, assist with setting goals, develop an action plan and evaluate mortgage readiness in order to provide the knowledge and tools needed for making the best, informative and educated decision in their homebuying process.
*Completion of First-Time Homebuyer Education Training is required prior to individual counseling.
CREDIT AND BUDGET COUNSELING
The basic elements of credit and budget counseling are Credit, Budget and Savings. Counselors will assist individuals with the restoration of credit, review of monthly expenses and the establishment of a savings plan by empowering them to reach their financial goals and solve financial problems.
Click here to download First-Time Homebuyer and Credit Counseling registration packet. Please note: the Registration Fee only applies to the First-Time Homebuyer Education Training.
FORECLOSURE INTERVENTION AND DEFAULT
The Foreclosure Intervention & Default Counseling program provides assistance to individuals and families who have experienced a hardship or facing difficulty making their mortgage payments due to loss of income or other financial hardship. Counselors act as a liaison on behalf of the client to mediate with the lending industry. Through education and counseling sessions, options are identified to determine the best alternative available for the client to avoid foreclosure.
Click here to download Foreclosure Intervention Packet
Have you been a victim of a loan modification scam? Don’t be a victim. Know the signs. Get the facts. Visit www.LoanScamAlert.org to report a scam or for more information.
SECTION 8 HOMEOWNERSHIP VOUCHER PROGRAM
All participants of the Assisted Housing (Section 8) Program are able to receive one-on-one counseling in order to utilize the Homeownership Voucher Program to assist in purchasing a home.
Qualified THA applicants and program participants are now able to use their Section 8 Housing Choice Vouchers toward mortgages for their own homes.
By working with the Center for Affordable Homeownership and local mortgage lenders, we have made it possible for families to move from rental housing to affordable homes.
*Please call for a registration packet, as it is required prior to a scheduled counseling appointment.
